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Commercial Auto Insurance in Florida

With more than 16,000 traffic accidents occurring per day, you need to make sure that your company's vehicles and the employees driving them are protected. After all, you are trying to run an efficient business, and by selecting the right commercial auto insurance for your Jacksonville business, you can affordably and comprehensively protect your property and your employees. With accidents taking place so regularly, make sure that the insurance for your business vehicles is provided by an insurance company that will be there for you during a claim, like Alliance & Associates Commercial Insurance Agency.

We don't just insure business vehicles in Jacksonville. Business vehicle insurance is also available in Palm Coast, Lake City, Palatka, Gainesville, Orlando, or Tampa through us.


Florida: Commercial Auto Insurance

Vehicle types and business usage can be excluded from personal auto insurance policies. This is because those same personal policies were never intended to be used for the everyday work of a business. Personal auto insurance policies are written and rated different than commercial policies.

By getting a commercial auto insurance policy for your Jacksonville business, you are properly protecting your business and ensuring that all damages and injuries can be monetarily covered at a more affordable rate for your business.

Commercial auto insurance policies in Jacksonville can cover any of the following, depending on your level of need:

  • Personal Injury
  • Collision
  • Property Damage
  • Medical Payments
  • Loading and Unloading
  • Substitute Transportation
  • Towing and Labor
Commercial Van in Jacksonville, FL

Progressive Drive Insurance Safeco Insurance Titan Insurance National General Insurance

Do You Need Commercial Auto Insurance in Florida?

Deciding if your business vehicle should be covered by a commercial auto insurance policy can be confusing. As a common rule, a vehicle utilized regularly in relation to occupation, business, or profession, other than commuting, demands the coverage of a commercial auto policy. Here are some guidelines that can help you determine if your business vehicles should be covered under a commercial auto insurance policy:

  • If your employees operate the vehicle or if the ownership of the vehicle is under the name of a corporation, you must have a commercial auto policy.

  •  Towing a trailer or hauling considerable weight in equipment and tools in the course of your business may lead to the need of commercial auto insurance.
  • If your vehicle is being used to transport people or goods for a fee, or if you are conducting a service with your vehicle, you generally need a commercial policy.

  •  A commercial auto insurance policy may be required if the nature of your work yields the need for high limits of liability.

If your Jacksonville business needs commercial auto insurance, contact us or call Alliance & Associates Commercial Insurance Agency at (904) 494-8898! We insure business vehicles in Jacksonville, Palm Coast, Lake City, Palatka, Gainesville, Orlando, and Tampa, FL, and all points in between.